FICO

Banks Start To Loosen Up In Underwriting

by David Lukas February 3, 2012

After a half-decade of tightening mortgage guidelines, banks are starting to “loosen up”.

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This Holiday Season, Think Twice Before Saving 15 Percent At The Register

by David Lukas November 9, 2011

With Halloween behind us, retailers are in the Holiday Spirit. Businesses know that consumers spent a median $556 on holiday gifts last year and they want this year to be just as strong.

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Better Credit Scores Get Better Mortgage Rates

by David Lukas November 2, 2010

Mortgage approvals are primarily based on good income, good equity and strong credit, and, without all three, the best rates of the day remain out of reach. Do something about your credit score.

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See How Credit Missteps Lower Your Credit Score

by David Lukas October 21, 2010

The company behind the popular FICO scoring model has published a “What If?” series for common, specific credit missteps.

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7 Ways To Protect Your Credit Score For Better Mortgage Rates

by David Lukas February 5, 2010

Credit scores not only make the difference between a mortgage approval and mortgage turn-down, but they also play a large role in determining your actual mortgage note rate. In the 3-minute piece, the NBC Today Show talks about 7 ways that homebuyers ruin their credit — often by accident.

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