Mortgage Rates

Mortgage Rates Don’t Move With The Fed Funds Rate

by David Lukas August 19, 2011

Mortgage rates and the Fed Funds Rate are two different interest rates; completely disconnected. Here’s a chart that proves it.

Share
Continue Reading

DMR PodCast 103:The Fed Funds Rate and Mortgage Rates

by David Lukas April 29, 2011

In this week’s DMR PodCast talks about the relationship between The Fed Funds Rate and Mortgage Rates. The FOMC is a special, 12-person committee within the Federal Reserve. It’s led by Fed Chairman Ben Bernanke and the group is responsible for voting on our nation’s monetary policy. This includes setting the Fed Funds Rate, the rate at [...]

Share
Continue Reading

Achieving the lowest Mortgage Rate

by David Lukas March 29, 2011

For most consumers, the most important part of finding the right mortgage is convincing themselves they have found the “lowest” interest rate. This is understandable, as the interest rate is certainly is an important component of the mortgage. Obviously one of your goals should be to achieve a great rate; however, how does one go [...]

Share
Continue Reading

Finding that “Low” mortgage interest rate.

by David Lukas April 22, 2010

Watch the video below. I addresses the most common question that is asked by a consumer when they begin the mortgage process: “What is your interest rate?” I also talk about what dictates mortgage rates and what causes them to fluctuate. Lastly, I explain why achieving the “lowest” interest rate can be elusive. In addition, learn what [...]

Share
Continue Reading

What’s Ahead For Mortgage Rates This Week : January 25, 2010

by David Lukas January 25, 2010

Since shedding 300 basis points in December, mortgage bond pricing has recovered a bit more than half of those losses. It’s helping with home affordability and opening new refinance opportunities around the country. This week, though, mortgage rates could rise back up. There’s a lot going on.

Share
Continue Reading